Abbreviations


AKA
APR
ARM
BK
CAP
CCR's
CLTV
DBA
DOB
DRE
ECOA
FHA
FHLMC
FNMA
GNMA
HOA
HUD
HUD1
LIBOR
LO
LOE
LTV
MIP
MTG
NOD
NOO
OO
P&I
P&L
PERS
PITI
PMI
PREPAY
PTD
PTF
PTS
PUD
REO
SBA
SCH A
SCH B
SCH C
SCH D
SCH E
SFR
TIL
TO
TRW
TU
VA
VOE
VOM
VOR
W2's
YTD


Also Known As
Annual Percentage Rate
Adjustable Rate Mortgage
Bankruptcy
Maximum Interest Rate
Covenants, Conditions and Restrictions
Combined Loan To Value
Doing Business As
Date of Birth
Department of Real Estate
Equal Credit Opportunity Act
Federal Housing Authority
Federal Home Loan Mortgage Corporation (Freddie Mac)
Federal National Mortgage Association (Fannie Mae)
Government National Mortgage Association (Ginnie Mae)
Homeowner's Association Dues
Housing and Urban Development
Final Closing Statement or Settlement Statement
London Interbank Offering Rate
Loan Officer
Letter of Explanation
Loan to Value
Mortgage Insurance Premium (FHA loans)
Mortgage
Notice of Default
Non-Occupant Owner
Owner Occupied
Principal and Interest (Mortgage Payment)
Profit and Loss
Public Employees' Retirement System
Principal, Interest, Taxes and Insurance
Private Mortgage Insurance (Conventional Loans)
Pre-Payment Penalty
Prior to Docs
Prior to Funding
Points (Loan origination fee)
Planned Unit Development
Real Estate Owned
Small Business Administration
Schedule A of Tax Returns/Expenses
Schedule B of Tax Returns/Interest & Dividends Income
Schedule C of Tax Returns/Self Employed Income
Schedule D of Tax Returns/Capital Gains or Losses
Schedule E of Tax Returns/Rental/Partnership/Trust/S Corp.
Single Family Residence
Truth in Lending
Title Officer
Credit Reporting Repository (now known as Experian)
Credit Reporting Repository
Veterans' Administration
Verification of Employment
Verification of Mortgage
Verification of Rent
Year End Earnings Statement
Year To Date